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Your family financial plan will need an overhaul to accommodate your newest member. Here's a quick guide to get started.


Anticipating the birth of your first baby is at once exciting and intimidating. Along with the countless joys this new little person brings comes the insistence that you plan your family’s financial future wisely. Still, rather than be daunted by the facts—according to recent estimates, raising a child from birth to age 18 costs on average about $230,000—and that doesn’t include the cost of sending them to college.  It’s best to start at the beginning with a reasonable budget, thoughtful planning and a long-term dedication to savings.


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