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The following is an excerpt from "My First Home: A step-by-step guide to achieving the ultimate American Dream."


There are many advantages of home ownerships, but it ainít all roses and peach ní cream and such. Before making (probably) the biggest financial decision of your life, you should do your homework. If you donít, your dream can very well turn into your greatest financial nightmare.

Letís face this reality, some people out there have no business owning a home at all, ever. Most of you, however, will eventually buy a home and be perfect homeowners. You just need to do a little legwork and for some of you, address a few poor early 20ís life choices.


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